Invest Module
Structured RWA investments with risk-based matching
Overview
The Invest Module is an independent investment platform that offers structured investment products for users seeking stable, predictable returns from low-risk RWAs (R1-R2).
Key Distinctions:
- Independent Platform — Not limited to Origin Mincast assets; accepts RWAs from various institutional partners
- Focus on R1-R2 Assets — Primarily targets very low to low risk assets
- Fixed-Term Investments — Provides defined APY with lock-up periods
- Institutional Partnerships — Works with compliant institutions like DigiFT for assets such as US Treasury bonds, corporate bonds, stocks, and other regulated securities
Key Features
1. Multi-Source Asset Platform
The Invest Module accepts RWAs from multiple sources:
- Origin Mincast Assets — RWA tokens minted through Origin Mincast protocol
- Institutional Partners — Assets from compliant institutions like DigiFT
- US Treasury bonds
- Corporate bonds
- Stocks and equities
- Other regulated securities
- Third-Party Issuers — Other verified RWA issuers
Current Partner: DigiFT — A compliant digital asset platform providing tokenized traditional securities.
2. Risk-Based Classification
The Invest Module focuses on R1 and R2 assets (very low to low risk). While RWAs are classified into five risk levels (R1-R5), the Invest Module primarily serves conservative investors seeking stable returns:
| Level | Risk | Typical Assets |
|---|---|---|
| R1 | Very Low | Government bonds, treasury bills |
| R2 | Low | Corporate bonds, secured lending |
| R3 | Medium | Real estate, revenue shares |
| R4 | High | Growth equity, venture |
| R5 | Very High | Speculative, early-stage |
Learn more about Risk Grading →
3. Investor Profile Matching
Investors are matched to appropriate assets based on their profile (C1-C5):
| Profile | Suitable Risk Levels | Focus |
|---|---|---|
| C1 | R1 only | Capital preservation |
| C2 | R1-R2 | Stable income |
| C3 | R1-R3 | Balanced growth |
| C4 | R1-R4 | Growth oriented |
| C5 | R1-R5 | Maximum returns |
Learn more about Investor Profiles →
4. Flexible Terms
Investment periods range from short to long term:
| Term | Duration | Typical APY Range |
|---|---|---|
| Short | 1-4 weeks | 3-6% |
| Medium | 1-3 months | 5-10% |
| Long | 6-12 months | 8-15% |
APY varies by asset and market conditions.
How It Works
Investment Flow
- Select Asset — Choose from available RWA investments
- Deposit WEUSD — Commit funds for the term
- Lock-up Period — Funds invested in underlying RWA
- Receive Returns — Principal + APY at maturity
Investment Parameters
| Parameter | Description |
|---|---|
| Asset ID | Identifier for the RWA investment |
| Minimum | Minimum investment amount |
| Maximum | Maximum investment per wallet |
| APY | Annual percentage yield |
| Term | Lock-up duration |
| Status | Active, Paused, or Closed |
Requirements
Before Investing
- Get WEUSD — Mint with USDC
- Approve Spending — Authorize InvestmentPool contract
- Check Limits — Verify min/max amounts
- Review Terms — Understand lock-up and APY
Redemption Rules
- Investment must reach maturity
- Call
redeem()with investment ID - Receive principal + accumulated profit
Important Notes
- Lock-up — Funds cannot be withdrawn before maturity
- APY — Returns are fixed at investment time
- Matching — Only invest in assets matching your risk profile
- Minimums — Each asset has minimum investment requirements
Next Steps
- Risk Grading — Understand R1-R5 classification
- Investor Profiles — Find your risk profile