Investor Profiles (C1-C5)
Find the right risk level for your investment goals
Overview
PicWe uses a five-level investor profile system (C1-C5) to match investors with appropriate RWA opportunities. Your profile determines which risk levels you can access.
Profile Levels
C1 — Conservative
Primary Goal: Capital Preservation
| Attribute | Description |
|---|---|
| Risk Tolerance | Very low |
| Time Horizon | Short to medium |
| Acceptable Loss | Minimal to none |
| Accessible Risks | R1 only |
Characteristics:
- Prioritizes safety over returns
- Cannot afford capital loss
- Prefers guaranteed or near-guaranteed returns
- May have short-term liquidity needs
Suitable Assets:
- Government bonds
- Treasury products
- High-grade fixed income
C2 — Moderately Conservative
Primary Goal: Stable Income
| Attribute | Description |
|---|---|
| Risk Tolerance | Low |
| Time Horizon | Medium |
| Acceptable Loss | Up to 5% |
| Accessible Risks | R1-R2 |
Characteristics:
- Values stability with modest growth
- Can accept minor fluctuations
- Focuses on income generation
- Moderate liquidity needs
Suitable Assets:
- R1 assets (all)
- Investment-grade bonds
- Secured lending products
C3 — Balanced
Primary Goal: Growth with Stability
| Attribute | Description |
|---|---|
| Risk Tolerance | Moderate |
| Time Horizon | Medium to long |
| Acceptable Loss | Up to 15% |
| Accessible Risks | R1-R3 |
Characteristics:
- Seeks balance between growth and security
- Can handle moderate volatility
- Longer investment horizon
- Diversification-focused
Suitable Assets:
- R1-R2 assets (all)
- Real estate investments
- Revenue-sharing products
- Infrastructure projects
C4 — Growth-Oriented
Primary Goal: Capital Appreciation
| Attribute | Description |
|---|---|
| Risk Tolerance | High |
| Time Horizon | Long |
| Acceptable Loss | Up to 30% |
| Accessible Risks | R1-R4 |
Characteristics:
- Prioritizes growth over stability
- Comfortable with significant volatility
- Long investment horizon
- Can wait through downturns
Suitable Assets:
- R1-R3 assets (all)
- Growth equity
- Development projects
- Emerging market assets
C5 — Aggressive
Primary Goal: Maximum Returns
| Attribute | Description |
|---|---|
| Risk Tolerance | Very high |
| Time Horizon | Long |
| Acceptable Loss | Up to 50%+ |
| Accessible Risks | R1-R5 (all) |
Characteristics:
- Seeks highest possible returns
- Accepts high volatility and potential losses
- Sophisticated understanding of risk
- Strong financial position
Suitable Assets:
- All risk levels (R1-R5)
- Early-stage ventures
- Speculative opportunities
- High-yield products
Profile Comparison
| Profile | Risk Access | Typical APY Range | Max Suggested Loss |
|---|---|---|---|
| C1 | R1 | 3-6% | ~0% |
| C2 | R1-R2 | 5-10% | 5% |
| C3 | R1-R3 | 8-15% | 15% |
| C4 | R1-R4 | 12-25% | 30% |
| C5 | R1-R5 | 15-40%+ | 50%+ |
Choosing Your Profile
Consider These Factors
1. Financial Situation
- How much can you afford to lose?
- Do you need the funds in the short term?
- Is this a significant portion of your portfolio?
2. Investment Goals
- Capital preservation?
- Regular income?
- Long-term growth?
- Maximum returns?
3. Experience Level
- New to investing?
- Experienced with traditional assets?
- Familiar with crypto/DeFi?
- Professional investor?
4. Time Horizon
- Less than 1 year → C1-C2
- 1-3 years → C2-C3
- 3-5 years → C3-C4
- 5+ years → C4-C5
Risk-Profile Matrix
Important Notes
Profile is Advisory
- PicWe provides guidance, not financial advice
- You’re responsible for investment decisions
- Consider consulting a financial advisor
Diversification Matters
Even aggressive investors should consider:
- Spreading across multiple assets
- Including lower-risk components
- Not over-concentrating in single investments
Floor Price Protection
Remember: All Origin Mincast tokens have floor price protection, providing a safety net across all risk levels.
Next Steps
- Risk Grading — Understand R1-R5 classification
- Invest Overview — Start investing based on your profile